Cowbell Cyber is an insurance MGA dedicated to providing cyber coverage to small and mid-size businesses (SMBs). Cowbell delivers standalone cyber policies tailored to the unique business needs of policyholders.
In its unique approach to risk selection and pricing, Cowbell maps insurable threats and risk exposures using artificial intelligence to determine the probability of threats and impact on coverage types. Cowbell collects and normalizes outside-in and inside-out data provided by data aggregators and policyholders to compile, in real-time, Cowbell Factors™, a set of proprietary risk-rating factors. Cowbell’s continuous underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes, enabling brokers and agents to serve policyholders faster and with shared visibility into covered risks.
Cowbell Insurance Agency is a fully owned subsidiary of Cowbell Cyber and currently licensed in 15 U.S. states with plans to cover all 50 by the end of 2020.
