CyberGuide - Information Security and Cyber Risk Management

Cowbell Cyber

Jack Kudale
6800 Koll Center Parkway, Suite 210
Pleasanton, CA 94566
[email protected]

About Cowbell Cyber:

Cowbell Cyber is an insurance MGA dedicated to providing cyber coverage to small and mid-size businesses (SMBs). Cowbell delivers standalone cyber policies tailored to the unique business needs of policyholders.

In its unique approach to risk selection and pricing, Cowbell maps insurable threats and risk exposures using artificial intelligence to determine the probability of threats and impact on coverage types. Cowbell collects and normalizes outside-in and inside-out data provided by data aggregators and policyholders to compile, in real-time, Cowbell Factors™, a set of proprietary risk-rating factors. Cowbell’s continuous underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes, enabling brokers and agents to serve policyholders faster and with shared visibility into covered risks.

Cowbell Insurance Agency is a fully owned subsidiary of Cowbell Cyber and currently licensed in 15 U.S. states with plans to cover all 50 by the end of 2020.

Survey Answers

Target Client Size
up to $250M
Does US business in
Northeast, Southeast, Midwest, Southwest, West
Does international business in
Primary Service Offering
Insurance Carrier
When did your company start writing standalone cyber insurance policies?
What are your company’s cyber insurance direct written premiums?
0 to $3M
What percentage of your cyber insurance direct written premiums come from standalone policies and endorsements?
Standalone 91 - 100% | Endorsement 0 - 10%
What percentage of your cyber book of business is primary and excess?
Primary 91 - 100% | Excess 0 - 10%
How many dedicated cyber insurance underwriters of standalone does your company have?
How many cyber-related claims did your company handle last year?
What percentage of your cyber-related claims were covered by standalone cyber policies and other lines business?
Standalone 91 - 100% | Other Lines 0 - 10%